Friends Provident

Pros: easy to sell for cash at a later date

Cons: did not perform well enough

Pros: Some warning is better than no warning

Cons: No one can foecast the future economically

Pros: costs,returns, conditions, surrender value, critical illness

Cons: doesnt guarantee to repay the house at maturity

Pros: A good payout at the end of the insurance term

Cons: You need to be sure you can commit to ten years