Northern Rock

Pros: Low rates

Cons: None

Pros: Easy to use internet application, cheap APR rates

Cons: APR on contract can be different to website agreed

Pros: Quick, easy and cost effective

Cons: Live Credit Check is mandatory

Pros: Low rates

Cons: watch the small print

Pros: quick/easy to apply for, no early redemption fee

Cons: may use a  hard sell on the loan protection insurance

Pros: Very simple application

Cons: None

Pros: Low rates advertised, but that's a trick !

Cons: They try to tie you in with a credit check